Aging is an expensive process and the government recognizes this. Local, state and federal agencies offer a variety of programs to help senior citizens face the costs of aging. There are over 2,000 federal, state and private benefits programs available to help. The problem is that these programs often spend all of their money on benefits rather than advertising, and many potential beneficiaries never even know the programs exist.

In other cases, many people know vague details about a program but don’t know how they can apply.

Learn more about programs that help you manage the costs of aging

The nonprofit National Council on Aging (NCOA) offers a free service at its web site to help you find out about local services that might be available. BenefitsCheckUp is personalized for you and offers a way for you to learn about programs that are specifically in your area and meet your needs.

BenefitsCheckUp asks a series of questions to help identify benefits that could save you money and help cover the costs of everyday expenses. After answering the questions, you will get a report created just for you that describes the programs you might be eligible to get help from. You can apply for many of the programs online or you can print an application form.

There are programs available to help with the cost of medications, food, utilities, legal services, health care, housing, in-home health care services, property taxes, transportation and employment training.

The web site is available nation wide and the NCOA has helped more than 3 million seniors find benefits worth over $11 billion in the past ten years.

An accredited organization, an accredited, safe website

This site has the seal of approval of at least one state regulator that is responsible for keeping senior citizens safe from scams. According to the Oklahoma Insurance Department, BenefitsCheckUp “is an invaluable tool for educating clients on all of their available resources. Most seniors and disabled persons live on a tight budget, and many of the programs that we can connect them with through BenefitsCheckUp can be life-changing for them.”

You may be doing well financially and think that you don’t need any help. You should still take a few moments to visit the web site and answer the questions for a free and confidential personalized report. Some of these programs are available no matter how well you are doing. You could be eligible for a property tax break that can save you hundreds of dollars a year.

Leo is an avid patroller of the mortgage, reverse mortgage, and retirement industry! Leo enjoys keeping up to date and reporting on important issues that are in the news. He also likes educating people on how both the traditional and reverse mortgage industry works

Leo Franklin

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